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  • For Regular Members Only
  • Maximum Loanable Amount is three (3) times the share capital or 2M whichever is lower.
  • Interest Rate: 15% per annum, diminishing balance computation
  • Maximum term is 36 months or 3 years.
  • Co-maker is needed
  • This can be availed by REGULAR MEMBERS and ASSOCIATE MEMBERS with existing business/es.
  • Maximum Loanable amount is P200,00.00 or 2x of savings deposit whichever is lower.
  • Interest Rate: 15% per annum, pre-deducted
  • Maximum term is 12 months or 1 year
  • Co-maker is needed
  • This loan window can be availed by both REGULAR MEMBER and ASSOCIATE MEMBER.
  • Maximum loanable amount is the same as share capital balance or savings deposit balance. For pension loans, loanable amount shall be based on the monthly pension amount.
  • Interest Rate: 10% per annum, diminishing balance computation
  • Maximum Term is 36 months or 3 years.
  • This can be availed by REGULAR MEMBERS (MIGS) only
  • Maximum loanable amount is P 100, 000.00 except for loan applications for visa processing and application.
  • Interest Rate: 12% per annum, pre-deducted
  • Maximum Term is 36 months or 3 years.
  • This can be availed by REGULAR MEMBERS ONLY.
  • Maximum loanable amount is P 2,000,000.00
  • 10% interest per annum diminishing monthly
  • Maximum term is 60 months or 5 years
  • Co-maker is needed
  • MOA for Payroll Deduction is needed
  • Must have a 100% Repayment Rate
  • This can be availed by REGULAR MEMBERS and ASSOCIATE MEMBERS
  • Service Fee: 2%
  • Maximum loanable amount is 70% of appraised value
  • Interest Rate: 12% per annum, pre-deducted
  • Maximum Term is 12 months or 1 year
  • This can be availed by REGULAR MEMBERS only.
  • Maximum loanable amount is 70% of appraised value
  • Interest Rate: 14% per annum, diminishing balance computation
  • Maximum term is 20 years provided that the borrower will not reach the age of 65 within 20 years.
  • Please be informed that this loan window is suspended at the moment indefinitely.
  • ELIGIBLE BORROWERS:
  • 1. Regular members and associate members
  • 2. Non-members but are willing to become members.
  • 3. Individuals engaged or willing to engage in Agri- ased income-generating activities.
  • 4. Farmers who are registered under the RSBSA
  • Maximum Amount: P100,000
  • Maximum Term: 1 Year
  • Interest Rate: 10% per annum, diminishing balance computation

    • BASIC LOAN REQUIREMENTS:

    1. Duly accomplished loan application forms
    For loan applications without signature of spouse because he/she is “out of town”, the trueness of it must
    be validated and qualified first.
    2. 1 pc. Recent ID picture, preferably 2”*2” (for 1st loan applications, applicable to all loan windows)
    3. Photocopy of valid ID’s of: Loan applicant, Spouse (if married), Co-maker
    4. Other documents which are necessary such as but not limited to:
    – Photocopy of Barangay Clearance
    – Photocopy of Business Permit
    – DTI permit
    – Certificate of employment

    ADDITIONAL REQUIREMENTS:

    For Salary Loan

    – Copy of Pay slip for 3 consecutive months prior to application of loan
    – Letter of appointment
    – Certification (form will be provided by the office)
    – Affidavit of undertaking

    For Mortgage Loan

    – Legitimate copy of Lot Title (for Titled Lot)
    – Legitimate copy of Tax Declaration of lot and building/house (if applicable)-this will be for both Titled
    and non-titled property.
    – Certificate of Non-tax Delinquency
    – Certificate of Non-tenancy for Agricultural Land
    – Certificate of full payment from LBP (for CLOA titles)
    – Sketch of property location
    – Approved Survey plan/Lot Map (for areas where approved survey plan is not available.)
    – Certified True Copy of Title
    – Special Power of Attorney if applicable. (SPA must indicate validity period)

     

     

     

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