๐ฆ๐ฎ๐๐ถ๐ป๐ด๐ ๐๐ฎ ๐๐ฎ๐ป๐ด๐ธ๐ผ, ๐บ๐ฎ๐ ๐ฎ๐ฌ% ๐๐ฎ๐ ๐ป๐ฎ?
Hindi na po bago ang 20% Final Withholding Tax for Interest Income.
๐๐ป๐ผ ๐ป๐ด๐ฎ ๐ฏ๐ฎ ๐ฎ๐ป๐ด ๐๐ ๐๐ฃ๐ ๐ฎ๐ ๐ฎ๐ป๐ผ ๐ฎ๐ป๐ด ๐ฏ๐ฎ๐ด๐ผ?
๐ฅ๐ฒ๐ฝ๐๐ฏ๐น๐ถ๐ฐ ๐๐ฐ๐ ๐ญ๐ฎ๐ฎ๐ญ๐ฐ ๐ผ๐ฟ ๐๐ฎ๐ฝ๐ถ๐๐ฎ๐น ๐ ๐ฎ๐ฟ๐ธ๐ฒ๐๐ ๐๐ณ๐ณ๐ถ๐ฐ๐ถ๐ฒ๐ป๐ฐ๐ ๐ฃ๐ฟ๐ผ๐บ๐ผ๐๐ถ๐ผ๐ป ๐๐ฐ๐ (๐๐ ๐๐ฃ๐) seeks to enhance the competitiveness of the Philippine capital markets by simplifying the taxation of passive income and reinforcing fiscal stability by amending multiple sections of the National Internal Revenue Code of 1997 (NIRC), as amended.
Dahil sa bagong batas na ito, may pagbabago sa buwis para sa ilang savings at investments
๐๐ผ๐ป๐ด-๐๐ฒ๐ฟ๐บ ๐ฝ๐ฒ๐๐ผ ๐๐ถ๐บ๐ฒ ๐ฑ๐ฒ๐ฝ๐ผ๐๐ถ๐๐ na dati ay tax-free pag lampas 5 years โ ๐๐ฎ๐
๐ฒ๐ฑ ๐ป๐ฎ ๐ป๐ด๐ฎ๐๐ผ๐ป ๐ป๐ด ๐ฎ๐ฌ%
๐๐ผ๐ฟ๐ฒ๐ถ๐ด๐ป ๐ฐ๐๐ฟ๐ฟ๐ฒ๐ป๐ฐ๐ ๐ฑ๐ฒ๐ฝ๐ผ๐๐ถ๐๐ โ dating 15% ang tax, ๐ป๐ด๐ฎ๐๐ผ๐ป ๐ด๐ถ๐ป๐ฎ๐๐ฎ๐ป๐ด ๐ฎ๐ฌ% ๐ฑ๐ถ๐ป
Dati, exempt sa 20% tax ang interest sa long-term deposits (5 years pataas), kung hinawakan hanggang maturity.
Ngayon, wala na po ang exemption. Kahit long-term deposit na, taxable na rin ng 20%.
Kaya kung meron kang 5-year time deposit dati na tax-exempt, as of July 1, 2025, may 20% tax na ang interest income mo.
Pero don’t worry โ may ๐ฆ๐ ๐๐ฅ๐ง๐๐ฅ ๐ข๐ฃ๐ง๐๐ข๐ก pa rin:
๐ ๐ฎ๐ด-๐ถ๐ป๐๐ฒ๐๐ ๐๐ฎ ๐ฐ๐ผ๐ผ๐ฝ๐ฒ๐ฟ๐ฎ๐๐ถ๐๐ฒ๐ tulad ng ๐ง๐ฟ๐ฒ๐ฎ๐๐๐ฟ๐ฒ ๐๐ถ๐ป๐ธ ๐๐ผ๐ผ๐ฝ๐ฒ๐ฟ๐ฎ๐๐ถ๐๐ฒ ๐ฆ๐ผ๐ฐ๐ถ๐ฒ๐๐ (๐ง๐๐๐ฆ)! Sa coops, may chance ka pa rin kumita ng ๐ฑ๐ถ๐๐ถ๐ฑ๐ฒ๐ป๐ฑ๐.
Kaya kung hanap mo ay ๐บ๐ฎ๐ ๐ธ๐ฎ๐ฝ๐ฎ๐ธ๐ถ-๐ฝ๐ฎ๐ธ๐ถ๐ป๐ฎ๐ฏ๐ฎ๐ป๐ด ๐ป๐ฎ ๐ถ๐ป๐๐ฒ๐๐๐บ๐ฒ๐ป๐, tara na sa ๐ง๐๐๐ฆ โ bumisita sa aming mga opisina: https://treasurelinkcooperativesociety.com/our-branches/
Source: https://www.philstar.com/…/banks-slap-uniform-20-tax…